Saturday October the 20th, 2018 


Investing in Canada


Non-residents can legally buy, own and sell real estate in Canada. Ontario (like most other provinces in Canada) has no restrictions on foreign ownership of real estate.


If you stay in Canada for 6 months or less per year, you are considered a non-resident. You must apply for immigrant status, if you stay in Canada for more than 6 months.


A non-resident can open a bank account and buy property. Usually, with a 35% down payment, mortgage financing can be arranged through local banks and mortgage brokers.  


Canadian income taxes are complex and the taxation of Canadian real estate depends on whether the use of the property is for a principal residence, an active business or as a rental property. We suggest to seek advice from a qualified tax expert and/or accountant to discuss individual tax concerns.


Real Estate in Ontario is organized and governed by the Real Estate Council of Ontario (RECO), the Ontario Real Estate Association (OREA) and the Canadian Real Estate Association (CREA). A licensed Realtor registered with the Toronto Real Estate Board (TREB) can show any property listed for sale on the Multiple Listing Service (MLS). It is not necessary to have more than one Realtor working for you.


Some helpful links to Investing in Canada:

Invest in Canada!

Invest in Ontario

Newcomer’s Guide to Canadian Housing (PDF)

Welcome to Canada! Guide (PDF)

First Days Guide Ontario (PDF)

Canadian German Chamber of Industry and Commerce (CGCIC)


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